The insurance sector is betting on the “national network” in reducing fees

Digital transformation has recently been at the top of the state’s priorities, through the automation of all government sectors, in order to provide better services and facilitate and organize many aspects of citizens’ daily lives.

Digital transformation contributes to the establishment of modern connections, advanced systems and applications such as “Internet of Things” and “Artificial Intelligence”, which must rely on a secure communication system that ensures the preservation of government data while continuing to provide services in a reassuring manner against all risks, such as are cyber attacks on facilities vital to the state, in light of regional and international challenges.

“Al-Mal” contacted many insurance experts, who confirmed that the National Emergency and Public Safety Network, which was launched on October 31, contributed to the development of the entire sector, brought more investments and reduced benefits paid to users, because it a new haven for development activities. .

Experts have rated the new “network” system well because it contributes to the preservation of life, property, facilities and objects, and this encourages insurance companies to more accurate plans in determining the prices of products and a wider market in taking risks, which will result in lower compensation rates for all sector entities without differences.

Experts proposed expanding the circle of what they called “networking of government sectors”, so that digitalization would not be limited to one area to another, which would bring growth, progress and prosperity to all.

Muhammad Al-Ghatrifi confirmed; An insurance broker, the contribution of the National Emergency Network and Public Safety in reducing the losses and compensations that insurance companies pay to their clients, because it works in automated ways and comprehensive management, which is reflected in the speed of meeting emergencies, with no room for error.

He added that the speed of response in emergency situations will be reflected in the amount of damages that insurance companies want to compensate, because the achievement factor in accident control reduces the resulting damages.

He pointed out that those who work in the National Emergency and Public Safety Network are a group of the most efficient firefighters and paramedics, who are carefully selected and trained at the highest level to undertake those tasks that require more factors of speed and efficiency, and this is reflected in lack of errors that lead to damage to some property during the performance of work. Which will have a positive effect on the reduction of compensation rates paid by insurance companies.

He also appreciated the role of the National Emergency and Public Safety Network in covering most places in the country in all the provinces, thanks to the insurance companies in all their branches, which reduces the volume of claims.

He explained that the speed of response adopted by the National Emergency and Public Safety Network is an important factor for insurance companies in reducing “life” claims, since these operations have a positive effect on saving lives from destruction, as rescue and successful surgical intervention in turn reduces the number of deaths cases, and thus the account of losses imposed on institutions and destinations of the sector.

He added that this network will show insurance companies in advance the places that natural disasters can hit and their size, and this will definitely have a positive effect because the institutions involved in this activity will be able to inform their clients about the possibility of damage in these locations. and the necessity of caution and prudence, thereby reducing losses in every respect.

Sharif Mohie said; Director of the Damanhour branch of the Misr Takaful Insurance Company, that the national network for emergencies and public safety is the backbone of the communication of the administrative authorities in the country, and the generalization of the use of its services, capabilities and applications leads to the achievement of full control and cooperation between all interested parties, within the framework of an advanced and secure wireless networks, in accordance with international standards for the speed of containment and dealing with emergency situations.

He added that the national emergency and public safety network aims to unify the communication fields of every government agency, through a single secure network that supports the secure digital transformation and preserves the privacy of the Egyptian state’s data, and provides accurate data and information to decision makers at all levels and achieves speed of reaction and reduces response time to an event.

He explained that the national emergency and public safety network works to provide multiple capabilities, services and systems for all government agencies, in the medical sector, where departments are integrated between emergency services and health agencies and the central administration of critical and emergency care, since emergency notification has become mechanized and timed, and all relevant elements move accordingly. In a few seconds.

He referred to the development of ambulances and medical assistance, equipping vehicles with modern audio and visual communication systems, and connecting medical devices in them with hospital emergency departments that have become mechanized.

Egypt’s emergency and risk management system model relies on a protected network infrastructure, a digital platform for mobile applications, complementary systems and various terminals, which are accessible through unified “fixed and mobile” control centers in the provinces and regions, to the main control center of the country which is connected to the system that receives citizen communications for quick response Action against all citizen communications.

He explained that the control center and main hub of the network is the brain and heart of the network and is responsible for the technical, operational and management assurance of all services, systems and applications provided.

He added that the location of the caller to the number of emergency services is determined automatically within the country for the first time, based on an integrated system for receiving emergency communications, which includes all citizens and expatriates, with the establishment of centers for receiving communications throughout the country. Republic, and cooperation with large international and domestic companies specialized in receiving calls was also achieved. In order to reach the final vision of the emergency communications system.

According to Mohie, the network targets the healthcare sector more to achieve optimal medical services for citizens through the implementation of many healthcare applications, such as patient vital signs, inventory control, blood banks, drugs and critical medical supplies.

He emphasized that the cooperation with the ministries that deal with the infrastructure of vital objects, such as “transport”, has been achieved, and a wireless communication network has been provided for the monorail project, along with the establishment of the “electricity” and “oil and mineral wealth” operation theater and the equipping of field elements , with the implementation of some related applications. current emergency.

He emphasized that various government agencies have coordinated the use of towers: “communications, facilities and power supply” in a “unified code for assistance and emergency communications within facilities – and a study of systems for receiving unified emergency communications.”

According to Mohi, the National Emergency and Public Safety Network has cooperated with all international and domestic companies working in this field. In support of foreign investment and the employment of Egyptian labor in accordance with valid assurance procedures, as well as civilian mobile companies in the field of sharing towers and meeting their requirements for coverage of important sites.

He stated that the biggest beneficiaries of the national emergency and public safety network are insurance companies. Al-Oula used the expertise of the ancient academies in the field of training and preparation of all workers from government agencies, preparing rehabilitation and training programs and spreading the culture of emergency and crisis management of funds.

He pointed out that the speed of reaction and reduction of response time are the main goals of establishing a network that ensures the preservation of state data and the continuity of providing services in a safe manner against all risks, such as cyberattacks on vital state facilities, in light of regional and international challenges.

The National Emergency and Public Safety Network operates with advanced technology with multiple levels of assurance, through its services and applications that ensure a rapid response to deal with important events and achieve cooperation and integration between stakeholders for risk and emergency management, which significantly contributes to the preservation of public and private property and citizens’ lives, as well as reducing the number of accidents, reducing their size, achieving cooperation and integration of competent authorities, and contributing to the support of the country’s development plan.

The speed of processing and dealing with emergency accidents that can occur in all economic sectors leads to a reduction in the amount of compensation borne by insurance companies in all branches, whether “property” or “life”, which contributes to reducing the rate of losses of companies and increasing their profitability, which has a positive impact on the national economy.

Dalia Mustafa said; Head of Corporate Affairs at Misr Life Insurance The first goal of the national emergency and public safety network is to connect all parts of the country so that ministries, agencies and interests can cooperate in reducing risks and damages.

And she continued, “It’s done by dealing with one party that handles the calls for help that come in, and then distributes the matter as needed to various agencies that can provide help, such as ‘ambulance’, ‘fire station’ and “police”.

She added that the global trend requires the state to take this step in the light of digital transformation and comprehensive management, as this is one of the foundations of development that must be.

She emphasized that the initial general direction of the National Emergency and Public Safety Network is to preserve the lives of citizens, because they are the first foundation of society, and this can only be achieved with a complete system that includes safety and security. emergency response as a starting point.

She emphasized that the goal of the network is to collect various data on accidents and disasters, which can later be a reference for emergency calls.

Regarding the statement on the impact of the network on insurance, she said that the reduction of losses that can arise from fires, accidents and natural disasters is due to the sector by reducing the benefits paid to users, because disasters can be eliminated before they happen and more lives are saved I can save.

She proposed using the National Emergency and Public Safety Network to register factories, agencies and institutions that enjoy insurance, and then insurance companies can refer to this data in understanding the scale of accidents to which each unit has been exposed, in light of the paucity of available data. about these areas, which contributes to the knowledge of the dangers. Expected and realized damages for each party, which in turn is reflected in the realism of the prices, and not in its dependence on the average, and its maintenance high or low.

It proposes adding a system for insurance companies to the network, which will have a positive effect on the entire sector, since each company can reach its users before the realization of the risk and direct them to hospitals and medical centers that have a contract with these entities, which will result in a reduction of the amount fees.

And she emphasized that the effect of this point is that the network is financially supported by different means, and this is due to the latter with greater spread and sophistication, with more vital supplies, such as ambulances and fire engines, and this allows more data to be recorded on the network system and monitor the developments of their owners. In addition, by taking this step it is possible to contact the insurance companies that insure the owners against accidents and provide them with information related to the clients.

Each line of insurance can leverage the network to the benefit of its scope and clients, as well as cover the risks attributed to it and protect clients and their assets.